STATE PRESET PRIVATE • $42 Virginia (VA)

Stripe RSU Taxes in Virginia (2026)

2026 RSU tax estimate for Stripe employees living in Virginia. Compares default brokerage withholding (5.75% state + 22% federal) against actual marginal tax brackets.

Preset Loaded: Stripe (Private) • Quarterly vesting (historically double-trigger RSUs modified via company-sponsored liquidity and tender offer settlements)
Brokerage: Carta / Morgan Stanley at Work
Vest & Comp Inputs2026 RATES
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Tax Filing Status
IRC § 3402(g) GAPEstimated April Tax Shortfall
$14,106

Your employer's brokerage will automatically sell shares at flat statutory rates (30.04% combined), leaving a $14,106 unpaid tax gap when your W-2 is filed in April.

Incremental Shares to Sell336 SHARES Liquidate manually upon vest to cover estimated federal & state gap
Net Shares Kept After Full Tax2112 / 3500 Retained value: $88,704
Total Gross Vest$147,0003500 shares @ $42/share
Brokerage Sell-to-Cover$44,1571052 shares liquidated automatically (30.04%)
True Federal Liability$46,446 Marginal 35.00% bracket on total comp $337,000
State Tax (VA)$8,453 Statutory withheld: $8,453 (5.75%)
2026 FICA Withholding$3,365 SS ($184.5k cap): $0 • Med: $3,365
Actual True Total Tax$58,263 Effective true tax rate: 39.63%

2026 Stripe Compensation Benchmarks in Virginia

Below is the 2026 tax withholding and April shortfall breakdown across sample Stripe engineering levels for a Single filer in Virginia (at a reference share price of $42/share via Carta / Morgan Stanley at Work):

Stripe in Virginia (VA) — 2026 Withholding vs. Actual Tax by Level
Level & Role Base + Annual Vest VA + Fed Withheld True Total Tax Net April Shortfall Extra Shares to Sell
L2
Software Engineer (L2)
$175,000 base
+$92,400 (2200 sh)
$28,176 $33,784 $5,608 134 shares
L3
Senior Software Engineer (L3)
$205,000 base
+$159,600 (3800 sh)
$48,040 $65,433 $17,394 415 shares
L4
Staff Software Engineer (L4)
$240,000 base
+$294,000 (7000 sh)
$88,494 $125,642 $37,148 885 shares

Virginia Supplemental Tax Regulations for Stripe RSUs

Virginia’s top marginal income tax bracket of 5.75% begins at just $17,000 of taxable income, and Virginia mandates a matching 5.75% statutory supplemental withholding rate. Consequently, for Northern Virginia tech employees (such as Amazon HQ2 or Microsoft Reston engineers), state sell-to-cover withholding accurately satisfies the 5.75% Virginia liability, isolating your April shortfall to the federal 22% vs. 35%/37% spread.

Virginia Bracket Architecture: 4 brackets (2.0%, 3.0%, 5.0%) reaching the top 5.75% marginal rate on all taxable income above $17,000.

Virginia Safe Harbor & Estimated Tax Vouchers (Virginia Form 760ES (Estimated Income Tax Payment Vouchers))

Virginia Form 760ES quarterly estimated payments are required if your net Virginia tax liability exceeds withholding by more than $150.

Multi-State Relocation & Nonresident Sourcing Rules in Virginia

Virginia taxes nonresident equity vests based on the ratio of days worked in Virginia to total days worked during the grant-to-vest service period (with reciprocity exceptions for daily commuters residing in DC, MD, PA, WV, or KY on regular wages).

Employer Stock Plan Specifics: Stripe (Carta / Morgan Stanley at Work)

Stripe has pioneered ongoing employee liquidity for a late-stage private company by waiving liquidity triggers on specific RSU cohorts and executing regular company-sponsored tender offers to cover tax obligations and provide secondary liquidity. However, when Stripe net-settles shares at vest or executes a tender offer, payroll withholding still defaults to the 22% federal statutory rate—leaving a 10% to 15% cash tax gap on illiquid private equity.

Withholding Election Guidance: Unlike public company employees who can log into Schwab or Fidelity any day and sell extra shares on the open market to pay the IRS in April, Stripe employees hold private shares that cannot be traded outside designated tender offer windows. Therefore, when a tender offer window opens on Carta / Morgan Stanley at Work, you must sell enough secondary shares (or set aside cash from your base salary) to cover the 13%–15% federal and state underwithholding gap.

2026 Statutory Parameters Quick Reference

2026 Federal & Virginia Statutory RSU Tax Parameters (Private)
Statutory Parameter 2026 Rate / Rule
Federal Supplemental Withholding Rate 22.00% (≤ $1M) • 37.00% (> $1M)
Virginia Supplemental Withholding 5.75%
Virginia Top Marginal Tax Bracket 5.75%
Virginia Estimated Tax Voucher Virginia Form 760ES (Estimated Income Tax Payment Vouchers)
2026 Social Security Limit $184,500 (6.2% FICA Cap)
Medicare & Additional Medicare 1.45% Uncapped + 0.9% over $200k/$250k
Stripe Stock Plan Brokerage Carta / Morgan Stanley at Work

Other States for Stripe (Private)